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Loan calculator

Free · no sign-up

See the monthly payment, total interest and total cost of a loan.

Results
Monthly payment
$415.17
Total interest
$4,910.03
Total paid
$24,910.03

See what a loan really costs before you sign. Enter the amount, interest rate and term, and this free loan calculator shows your monthly payment, the total interest you'll pay and the total cost — instantly, in any currency.

  • Monthly payment for any loan
  • Total interest and total cost
  • Works for car loans, personal loans and more
  • Any currency, updates as you type
  • Free — no sign-up, nothing to install

Who it's for

  • Comparing loan or car-finance offers
  • Budgeting a monthly payment
  • Checking total interest before borrowing
  • Anyone weighing a loan term

How it works

  1. 1Enter the loan amount.
  2. 2Add the interest rate and term.
  3. 3Read your monthly payment.
  4. 4Compare offers side by side.

Frequently asked questions

How is the payment calculated?+

It uses the standard amortising formula — equal monthly payments that cover interest and principal over the full term.

Does it include fees?+

No — it shows principal and interest. Add any one-off fees separately when comparing offers.

Is it free?+

Yes, completely free with no sign-up.